When a foreclosed property sells for more than what was owed, the surplus belongs to the former owner. Most people never find out it exists. Assetiva finds it, files the claim, and recovers it.
Every year, foreclosure auctions generate surplus proceeds that legally belong to former property owners. Counties hold the money, send a letter to the last known address, and wait. Most people never get that letter.
Most surplus funds go unclaimed because owners don't know they exist or can't navigate the legal process
Every state has different deadlines, fee caps, court procedures, and filing requirements
Contingency model. We only earn a fee when we successfully recover your funds. No risk to you.
Our systems monitor court dockets, trustee sale records, and county surplus lists across multiple states daily. If surplus funds exist in your name, we find them.
We contact you directly with the specific amount, the county holding it, and the legal basis for your claim. No guessing, no vague promises.
Contract signing, court filings, motions for disbursement, service of process, hearing coordination. We manage the entire legal process with licensed attorneys.
Once the court approves the claim, funds are disbursed directly to you minus our contingency fee. Transparent, compliant, done.
In a unanimous 9-0 decision, the U.S. Supreme Court ruled that surplus equity from foreclosure sales is constitutionally protected property under the Fifth Amendment. This landmark ruling confirmed what we've always known: this money belongs to the property owner, not the government. Assetiva exists to make sure it gets back to the right person.
Assetiva is building the most efficient surplus recovery operation in the country. Technology-driven, legally compliant, and relentlessly focused on returning what belongs to people who lost their homes.